Privacy Policy

Welcome! We understand that online privacy is important to users of our website, especially when conducting business. This statement governs our privacy policies with respect to users of the site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the site and make use of the various services offered by us (collectively, “Services”) (“Authorized Customers”).

Personally Identifiable Information

Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information collected anonymously (i.e., without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?

We may collect basic user profile information from all our Visitors. We collect the following additional information from our Authorized Customers: name, email, phone number, and address.

Which organizations are collecting the information?

In addition to our direct collection of information, our third-party service vendors (such as credit card companies, clearinghouses, and banks) who may provide services such as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we ask them to disclose how they use personal information provided to them by Visitors and Authorized Customers. Some of these third parties may act solely as intermediaries in the distribution chain and do not store, retain, or use the information provided to them.

How does the Site use Personally Identifiable Information?

We use Personally Identifiable Information to customize the Site, make appropriate service offerings, and fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or buying and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries or to provide requested information.

With whom may the information be shared?

Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including demographics of our Visitors and Authorized Customers, with our affiliated agencies and third-party vendors. We also offer the opportunity to “opt-out” of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?

Personally Identifiable Information collected by us is securely stored and is not accessible to third parties or employees except for use as indicated above.

What choices are available to Visitors regarding collection, use, and distribution of the information?

Visitors and Authorized Customers may opt out of receiving unsolicited information or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us using the information provided in the footer.

Cookies

A cookie is a string of information a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.

We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our Service.

Are cookies used on the Site?

Cookies are used for a variety of reasons. We use cookies to obtain information about the preferences of our Visitors and the services they select. We also use cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged in and the site is unused for more than 10 minutes, we will automatically log out the Authorized Customer. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using our Site, with the drawback that certain features of the Site may not function properly without the aid of cookies.

Cookies used by our service providers

Our service providers use cookies and those cookies may be stored on your computer when you visit our website. You can find more details about which cookies are used on our cookie information page.

How do we use login information?

We use login information, including but not limited to IP addresses, ISPs, browser types, browser versions, pages visited, date and time of visit, to analyze trends, administer the site, track user movement and usage, and gather broad demographic information.

Which partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?

We have entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need-to-know basis to evaluate Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information.

How is Personally Identifiable Information kept secure?

All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes regularly. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering, and break-ins, and we cannot guarantee or warrant that such events will not occur, and we will not be liable to Visitors or Authorized Customers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information?

Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us using the contact details in the footer.

Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?

We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting us. However, due to backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

Your Rights

These are the summarized rights you have under data protection law:

  • Right to access;

  • Right to rectification;

  • Right to erasure;

  • Right to restrict processing;

  • Right to object to processing;

  • Right to data portability;

  • Right to lodge a complaint with a supervisory authority; and

  • Right to withdraw consent.

Children’s Privacy

Our Service does not address “Children,” anyone under the age of 18, and we do not knowingly collect personally identifiable information from children under 18.

If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us immediately using the contact details provided. If we discover that children under 18 have provided us with personal information, we will delete such information from our servers immediately.

Compliance with Laws

We will disclose Personally Identifiable Information to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.

What happens if the Privacy Policy changes?

We will inform our Visitors and Authorized Customers about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause the disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not to be disclosed, we will contact such Visitor or Authorized Customer to allow them to prevent such disclosure.

Links

Our website contains links to other websites. Please note that when you click on one of these links, you are moving to another website. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us using the details provided in the footer.

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